uob particular banking
uob particular banking
Blog Article
UOB Lender features a variety of personal banking products and services meant to meet up with the monetary needs of people. Beneath is an intensive overview to help you fully grasp The main element elements and choices.
Varieties of Accounts
Savings Account: This account means that you can save cash while earning fascination.
Features: Quick access, desire earnings, minimum expenses.
Benefits: Risk-free spot for your funds, prospective advancement via fascination.
Present-day Account: Ideal for day-to-day transactions and controlling fees.
Attributes: Checkbook facility, overdraft defense.
Added benefits: Convenient for regular payments and withdrawals.
Mounted Deposit Account: For the people wanting to make larger fascination premiums around a hard and fast period.
Functions: Mounted expression deposits, better fascination premiums compared to financial savings accounts.
Rewards: Secure investment decision selection with predictable returns.
Loans
Personalized Loans: Unsecured loans that may be used for various purposes like education or home renovation.
Types:
Installment Financial loans
Credit rating Traces
Rewards: Flexible repayment conditions, aggressive curiosity prices.
Home Financial loans: Customized answers for buying property or refinancing present mortgages.
Types:
Preset Fee Residence Loan
Floating Level Household Bank loan
Advantages: Distinctive strategies to fit unique desires, desirable rates.
Charge cards
UOB offers A selection of credit cards catering to unique lifestyles and expending behavior:
Benefits Cards: Get paid points on each individual acquire that may be redeemed for gifts or vacation miles.
Cashback Cards: Get income rebates uob personal banking on everyday shelling out like groceries and eating out.
Vacation Cards: Specific benefits like air miles accumulation and journey coverage coverage.
Expenditure Services
For individuals keen on expanding their wealth by investments:
Device Trusts * Diversified portfolio managed by experts. * Suitable for extended-expression advancement objectives.
Structured Deposits * Combines the characteristics of common deposits with expense merchandise. * Most likely higher returns but with some danger involved.
Insurance policy Merchandise
To safeguard on your own and All your family members versus unexpected situations:
Life Insurance coverage * Offers monetary safety in case of death or vital sickness. * Also can function a cost savings Resource depending on the plan picked out.
Health and fitness Coverage * Addresses health care expenditures such as hospitalization costs. * Important for mitigating substantial healthcare costs.
Electronic Banking Providers
Convenience at your fingertips as a result of digital platforms:
Web Banking
Allows you to take care of your finances online:
Watch account balances and transaction historical past
Transfer funds involving accounts or spend expenditures
Make an application for new products (financial loans/bank cards)
Cellular Banking
Banking on-the-go by using cellular applications:
Rapid equilibrium checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
Using these complete choices, UOB aims to deliver customized banking methods that cater especially to individual demands while making certain benefit and safety in all transactions.